Updated:
Original:

SmartyPig.com - The Savings Account for the Social Mom

If you're a mom, using social media and want to join the rallying cry, "I am a Saver!" then you should try SmartyPig - a savings account you can automate.

With the holidays around the corner and the Back-To-School nickel-and-dime fest fresh in my mind, I'm slightly obsessed with our family's cash flow. Perfect time to launch a big savings goal, right?

Start Saving - Make a SmartyPig Goal

I'm the first to admit that I'm the Primary Spender in our household. So how can a socially-engaged Mama like me become a Super-Star Saver?

Make it automatic. Tell the world.

SmartyPig

How? I use SmartyPig.

No one from SmartyPig asked me to write this. My friend, Edie, shared the idea and it's brilliant.

I love having a small amount of money, automatically withdrawn from my bank and moved to my goal-specific account each month.

Even better? My SmartyPig account earns a 1% APY*. *APY=Annual Percentage Yield and it changes-this is Sept 25th rate. It's what you earn by saving your moolah.

Sound dinky? If you've looked at any of the savings rates out there, you'll be lucky to earn Point-Oh-Nothing. This IS rock star savings.

Recommended for You

Smarty Pig Retail Gift Cards

SmartyPig not only has a great rate, but I can set my Goal and use it to buy a Retailer Gift Card. Saving $500 for a new couch? You could have a $25 boost when you use the savings on a Pottery Barn gift card. Saving for a new wardrobe? Your $100 saved becomes $110 on a Banana Republic gift card. You see the bonus features.

What is SmartyPig? A bank that's really FREE. Yep, no fees. You've saved money right from the start.

Finally, I can share my savings goals with my friends on Facebook and Twitter. Maybe you're not up for asking for donations but just TELLING someone that you're trying to save money helps you feel responsible, accountable and oh-so-grown up. You can start a savings flash mob!

Go ahead and skip your afternoon coffee, turn off your lights and cancel that gym membership. Use more coupons and buy in bulk. They're all great ways to save money. But to SAVE your money in a safe, easy and socially-friendly place, try SmartyPig. Then, when your girlfriends pressure you to go shopping with them, you can update your Status with a new rallying cry, "I'm a Saver!"

Note: Honestly, I love the feeling of setting and making financial goals and this is just one tool that makes it easy for me. Do your homework. This may not be the best idea for you but I'll leave that up to you. All my very own opinions in this UN-sponsored post.

More Money-Smart Posts

Getting Financially Fit - Money-Saving Goals for Women

I Wish I Had a Million Dollars - Tax Refund Advice

Give a Minute, Help Make A Wish

Related

Three Kid Piggy Banks

How to Teach Your Kids About Money

Need ideas on how to teach your kids about money? Learn how to make saving fun and easy ways to get the discussion going!

5 Sneaky Savings Killers And How We Beat Them

5 Sneaky Savings Killers And How We Beat Them

We figured out which hidden expenses were eating up our monthly savings budget. Here's how we fixed it.

College_Saving_Plan_Stats

Happy 529 College Savings Plan Day

Haven't started saving for your kids' college fund? Start today! It's the perfect time to find a 529 college savings plan!

Relish

SAVOUR MONEY! How To Save Money At The Grocery Store

Tips to save money and our weekly menu download - a weeks worth of delicious menus and the grocery list to boot!

My Empty Wallet: Saving For College Doesn’t Have to Make You Cry

While your wallet may be feeling a bit empty this time of year, now is the best time to start planning for college expenses.

Coupons for Back to School Shopping for A+ Savings

It’s time to start thinking about back to school and FabulousSavings.com wants to help you out by giving you free online coupons for back to school shopping!

Ooo, Aww & Save on Discount Halloween Toddler Costumes

Whether it's their first or fourth Halloween, FabulousSavings has the best costume ideas from merchants offering discount baby Halloween costumes. You're in for a treat!

Spring Savings for Summer Vacations

Want to eliminate debt from the holidays and get a jumpstart on saving with your summer vacation planning? My frugal living tips are really easy to follow, so you can spring into a summer vacation with no financial stress!